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Overview

The three-tier system ensures oversight, economies of scale at the aggregate level, and resilience against market fluctuations.

Governance Structure: The Sicoob Cooperative Center (CCS), which brings together all third-tier entities, operates under a unified governance structure (Board of Directors and Executive Board). This model aims to enhance process agility, increase efficiency, foster synergy across areas, reduce costs, and strengthen the internal commitment to resource optimization. Furthermore, it seeks to improve governance and the systemic organizational structure, mitigate potential conflicts of interest, and implement strategic policies and guidelines developed jointly with the leadership of Sicoob cooperatives.

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millions of cooperative members

Data july/2026

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individual cooperatives

Data july/2026

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best financial institution
in Brazil*

According to Forbes’ “World’s Best Banks
2023 and 2024” ranking

Data of 2023 and 2024

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municipalities served

Data july/2026

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service locations
in all states

Data july/2026

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The only financial institutionin
429 municipalities

Data may/2025