What is Sicoob?
Imagine more than 10 million people building together a world with more cooperation, belonging, social responsibility, and financial justice: this is Sicoob – Brazil's System of Financial Cooperatives. Today, we are hundreds of financial cooperatives operating in every Brazilian state, always guided by these values.
Those who are part of Sicoob have access to more than 4,700 service points, thousands of ATMs, and a variety of digital channels that provide access to a complete portfolio of financial products and services — such as checking accounts, investments, credit, cards, pension plans, consortiums, insurance, collections, and much more — with rates far fairer than those found in the conventional financial market.
This happens because, here, whoever joins is not just a customer: they are a member-owner, and as an owner of the enterprise, they participate democratically in the decisions and financial results — results that are reinvested in regional development, in a virtuous circle of socioeconomic prosperity.
millions of cooperative members
Data july/2026
individual cooperatives
Data july/2026
best financial institution
in Brazil*
*According to Forbes “World’s Best Banks
2023 and 2024” ranking
Data of 2023 and 2024
municipalities served
Data july/2026
service locations
in all states
Data july/2026
The only financial institutionin
429 municipalities
Data may/2025
Learn more about our history
The Origin: The creation of the first urban central cooperative in Rio de Janeiro, serving as the starting point for the consolidation of one of Brazil’s largest financial systems.
Creation of Banco Sicoob and Integration into the National Financial System: Founding of Banco Cooperativo do Brasil (Banco Sicoob), professionalizing and integrating the operations of financial cooperatives into the National Financial System.
Birth of Sicoob Confederação and Sisbr: Creation of the entity that unifies and coordinates associated cooperatives, and implementation of Sisbr—a technological platform that integrates cooperative operations, ensuring efficiency and security.
Founding of the Sicoob Institute – Creation of the Sicoob Institute, which promotes social responsibility initiatives, financial education, and sustainable development in the communities where we operate.
Unification of Sicoob’s Governance: Consolidation of a more integrated governance model through the unification of its third-tier structure, ensuring greater strategic alignment and decision-making efficiency, and further strengthening the System.
Purpose
Connecting people to foster financial justice and prosperity.
Vision
To provide the best financial experience to our members
Values
Sustainability
We choose to cooperate for a more sustainable world. With a focus on the collective and a strong commitment to the community, Sicoob continues to contribute to a more prosperous and sustainable economy. This is how we foster economic and social development in the areas where we operate, making an impact on people and communities. Discover our Sustainability Plan
Awards
The recognition we have received reflects the consistency of our strategy, market confidence, and our unwavering commitment to sustainable results. Discover the awards that reaffirm the credibility of the Sicoob brand and the strength of our business model.